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You
probably know how much money you earned last
month, but do you know how much money you spent?
Or do you know how much money you have left to
spend this month? If you don't you're not alone,
most people have no idea. Our home
budget software, aptly named You Need
A Budget, emphasizes
that you get back to the basics - create a budget
that is realistic, and when it is working
properly, your bills will be paid when they are
due. You will also see a reduction in debt,
especially those credit card balances that never
seem go down.
So why is it so difficult to track
your spending? Today we live in a near "cashless"
society. Using debit cards, credit cards,
automatic deposits, and wire transfers, we rarely
even see our money. It's easier than ever to
spend, spend, spend! There are four basic
principles we teach in our personal
budget software & it works well to
prepare a Christian
budget:
·
You
will learn to stop living from paycheck to
paycheck
·
You
will put every dollar to work
·
You
will save and allocate money for future fixed
expenses, as well as some that are
unforeseen
·
You
will be able to adapt to changes in spending and
learn how to manage your budget
properly
What impressed me the most with this
personal
budget software is that you must budget your
current monthly expenses on what you earned the
previous month. I've never found another
budget program that used this criteria. All of
them have you "predict" your future income, and
then budget expenses from there. This is not good
if your income varies each month. In
conjunction with biblical principles, it
recommends debt reduction.
I’ve been
a tax and financial adviser for 30+ years, and I
can't stress enough the importance of creating
a budget and eliminating debt. I've worked
with many families who have had marital problems
caused by stress after allowing themselves to get
deeply in debt with credit cards and high
mortgages. It's not a position that I would
recommend to anyone!
You owe it to yourself and/or your
family to take the free
trial of YNAB and see first hand what I
consider to be the best budget software available
in the market today. If you decide to purchase the
program, you will find that it is very low cost,
and doesn't have the monthly fees that some other
online budgeting programs have. Plus, if you need
help, they hold Free live webinars during each
month.Try
it now FREE
Contact
us for more information
Crown Financial
Concepts, Ltd. offers You Need A
Budget personal budgeting software that
will provide the resources to prepare
a Christian budget that encourages debt
reduction. Create a household budget that will
work for you.
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